“We buy what we want and beg for what we need.” In Pt.3 of this powerful reasoning, Rev. Leroy Miles breaks down the critical importance of life insurance and the devastating impact of being underprepared. Sharing a deeply personal story about the loss of his father versus the loss of his brother, he illustrates how proper planning changes the trajectory of a family’s future. We dive into the “GoFundMe” culture and why it can’t be our community’s primary insurance plan. Learn the key differences between Term and Whole Life insurance, the concept of insurability, and why relying solely on your job’s insurance might be a risky move.